Sarasota / Lakewood Ranch
Video FAQ

Am i required to buy auto insurance in Florida if i own or lease a car?

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Yes you are. Florida requires all car owners to carry two kinds of auto insurance, it’s mandatory. One is a no fault insurance, and the other is property damage coverage. Those things provide you with protection if you cause damage to someone else’s property and it’s your fault. If I rear-end somebody I have property damage coverage to pay for what I’ve done to their car. Your no fault benefits are available to you to help pay for medical care, lost wages, that sort of thing. Beyond that most coverage is optional. If you want liability coverage to protect if you’re at fault you should absolutely carry liability coverage, and you should also carry uninsured motorist coverage to protect you if you’re the victim of a car accident and the other driver is uninsured. The truth is that in Florida almost one in four drivers are uninsured, so it’s a good idea to carry uninsured motorist coverage.


Julie S. Luhrsen

Attorney Julie Schrank Luhrsen attributes her successes both as a lawyer and also as a leader to the training and experience she obtained while serving as an active-duty Army JAG lawyer.  Beyond the many cases she tried, she learned invaluable lessons about leadership and teamwork that she uses daily at her firm and on behalf of her personal injury clients.  While proud to hold a Martindale-Hubbell AV Preeminent™ Peer Review Rating, her most gratifying accomplishment was to be the recipient of the American Bar Association’s Legal Assistance for Military Personnel award.   In practice in Florida for over 15 years, Julie focuses on representing the injured and providing them the support and legal guidance needed to attain the best result possible.  She welcomes the chance to help Florida families recover after serious accidents and from legal wrongs.

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